Ed Mc Clements, ChFC, MSFS, CLU

Senior Partner at Wright Realty Partners

General Manager - Professional Real Estate Investment & Financial Planning Group

Specialist in Short Sale, Loan Modification, and Foreclosure - ALTERNATIVES

Over 25 years of Real Estate and Financial Planning Experience

ChFC - Charter Financial Concultant - Degree in 1984 ChFC® is the single best indication consumers have that a financial planner is well qualified to practice and exemplifies the highest standard of knowledge and trust. While there are a few other quality financial planning designations available, ChFC® has more courses and more rigor than any, even though others have advertised more aggressively to the general public.

MSFS - Master of Science in Financial Services - Masters Degree in 1984

CLU - Charter Life Underwriter - Degree in 1968

Specialist in FHA Loans - 3% Down, 30 year Fixed Payments, Allows non-occupant co-borrower, Easy qualificating.

Specialist in IRC:121 - Tax Excluded Profit on the Sale of your Home - The first $250,000 for Singles and $500,000 for couples, may be used every two years.

Specialist in New Federal Tax Credit of $8,000 for buyer of a home.

Developer of the Best Buys & Best Leases Email Report - software designed to provide a Free List of properties with photos, maps and descriptions.                                          GO TO: WWW.LEASEORSALESPROPERTIES.COM

GO TO: WWW.EDREALESTATE.COM   FOR ALL MY PRESENT PROPERTY LISTINGS

GO TO: WWW.YOURMLSACCESS.COM  FOR YOUR DIRECT ACCESS TO ALL MLS LISTINGS FOR SOUTHERN CALIFORNIA PROPERTY LISTINGS

IRA AND 401-K Consultant Assisting Transfer of Account Assets into Real Estate Holdings.

Life Member Million Dollar Roundtable

National Leader in Employee Benefits - John Hancock Mutual Life Insurance

Co-Founder of Dana Point Community Bank